Interest Free Finance Available
Why not take advantage of Buy Now Pay Later Interest Free* Finance. Applicable on Security Doors, Roller Shutters, Shower Screens, Solar Water Heating, Gas Heating & Wood Heaters in Adelaide at Masterguard. Apply online today! It's really simple.
* 6 months interest free. Minimum finance amount $250.
APPLY.
Apply online in minutes (you’ll need to be over 18, a permanent Australian resident and earning over $25,000 p.a.)
ACCEPT.
Upon approval, you’ll receive an SMS with important information about your humm90 account and a 4 digit code to accept.
AUTHORISE.
To authorise the purchase, you’ll need to enter the second 4 digit code sent to you.
ENJOY.
Enjoy your purchase! You’ll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date.
Once approved, you’ll receive a humm90 Mastercard with
// A POWER STACK OF MONEY SAVING FEATURES
MAX INTEREST FREE.
Get up to 110 Interest Free days on every tap, wherever, whenever and whoever you shop with.
HUMM90// WRAP.
Wrap purchases of $250 or more into an Interest Free instalment plan for a fee.

LONG TERM INTEREST FREE FINANCE.
Get Long Term Interest Free finance with key retail partners.
ZERO FEES OVERSEAS.
Shop all around the world with no foreign exchange fees.
// RATES & FEES.
$99
annual fee.
0%
Interest for up to 110 days on purchases (23.99% thereafter).
0%
Interest on humm90 WRAP repayment plans for up to 15 months.
0%
Interest on 6 Month Interest Free finance at key retail partners.
*Terms and Conditions
*Approved applicants for a humm90 Mastercard credit card only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount $250 applies. For Long Term Interest Free purchases: Minimum monthly payments must be made by the due date each month, otherwise interest at the humm90 Expired Promotional Rate (currently 26.49%) applies. For other purchases: Up to 110 days interest free and payment holiday can apply (excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 26.30%) applies if purchase amount is not repaid within Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change - see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.